Personal and business financing up to $500,000 with honest rates and fast decisions. Serving American families and businesses since 2010.
Choose what works best for your goals
Rates from 5.99% APR
Rates from 6.75% APR
All credit types welcome
Takes under 6 minutes. 100% online and secure.
Instant pre-approval with a soft credit check.
Money in your account as fast as 24 hours.
Founded in 2010 in Phoenix, Arizona, Randy Jones Loans was built on the principle of honest, straightforward lending. We are a direct lender, not a broker.
Our team is committed to transparency, speed, and helping everyday Americans and small businesses achieve their financial goals with dignity and respect.
NMLS #4455667 • Compliant in all 50 states
Real people ready to help you every step of the way
You must be 18+, a US resident, have a valid bank account, and verifiable income. Credit score requirements vary by loan type.
No. We perform a soft credit check for pre-approval that does not affect your score.
Yes. There are no prepayment penalties. Paying early can save you on interest.
Takes 2 minutes. No obligation. No credit impact.